Real estate appraisal services for homeowners in the city of Bristow and Prince William County

Check out the top 7 reasons why VA homeowners need Fleming Appraisal Services:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To reduce your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Prince William County or the state of VA

Own a home in or near Bristow, VA and need help determining the value of it?
Contact Fleming Appraisal Services.

At Fleming Appraisal Services, we understand the individual needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. But as a consumer,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Our professional appraisers at Fleming Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to remove PMI

An attractive way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We are seasoned in helping customers just like you rid themselves of unneeded and unwanted PMI insurance.

Challenging a property tax assessment

If you live in a local area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Fleming Appraisal Services is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Fleming Appraisal Services can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a seasoned expert double-check it for accuracy or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.